Hello guys..
Suddenly this topic come out from my mind..yeahh..What to do if you want get married but not enough money? this is especially for men. ya like me. Relaxlah!!!
Being unmarried at this age, partly due to the responsibilities - I still have little brothers in college and school which somehow need my financial assistant. So, for the last five years, getting married was not in my mind. Other than that, being single of this age due to my own fault. Within last 5 years, my life goes up and down, looking forward what I want in my life, somehow wasted my time regretting my past, changing job, unemployed for few times and even goes depression. So, definitely during this time, married was not a plan. However, those bad moments taught me a lot.
While many of my friends already married and have kids, I am still
living alone- always wondering what if feel to have wife and kids. I am planning to get married next two years, but is it possible for me especially in term of financial capability?
Though its not religious requirement to spend a lot money for marriage, but looking to current trend, it hardly to find any women/family who don't want to have wedding ceremony - at least the moderate ceremony where you have to invite relatives and people surrounding your neighborhood. So, some spending required. At least I should spent few Ks for wedding, hantaran whatsoever. I assume that I personally required 25K for hantaran+mas kahwin (15K) and kenduri (10K). That's just my planning, though I am still don't have candidate for marriage yet.
Let say my estimation of 25K is true, will I able to get married after two years?. Let see. So, what to do if I really want to get married next two years, but still don't have enough money (25K). Here the options:
1. Saving - I currently can save RM 700 per month from income as EHS Engineer. Let say I wanna married by next two years (August 2018), I could keep the money from this saving, RM 700x24 months = RM 16800.00. Still not enough.
2. Bank Loan - From the saving, I need approximately 10K to reach 25K. I could apply personal loan 10K from bank. Let say, I get personal loan 10K from Bank Rakyat, the monthly payment schedule RM 200-300 for the duration 4-5 years. It's look good but for the next 4-5 years, as I have children, this repayment amount could be a burden to me. Unless, if my salary growth more that amount by the time.
3. Loan from Family & Friends - This is impossible option as my family is not rich. My sibling working just enough for their own. Friends? Definitely I will not asking from them.
4. Looking for women that accept low hantaran - This could be possible, but hardly to find. Hantaran now, at least in Penang (where I live) more than 10K even for SPM leaver. If I could find someone who don't mind how much the hantaran, then that will be opportunity for me to get married as plan. I could give 6K, with remaining 10K for wedding ceremony.
Will see. At this moment, I am still looking for partner and hope to meet my jodoh soon.
5. Installment for hantaran - Let say women family asking for 10K. If they agreed, I only provide the 6K during the wedding while the remaining of 4K is payment monthly installment after the marriage.hahaha..This is possible but I guess hardly to find any girl who agreed with this
6. Postpone- Last option is to postponed my planning until August 2019. By this time my saving will enough 25K (RM 700X36 months = RM 25200). But by 2019 the cost of wedding could be more - as cost of food could increase.
Hahaha..if you reading this post, thank you. I just write my dream. Please pray for me.
Relaxlah!!!
16 July 2016
10:54 am
